Meet Adam Niec of Rate Tracker

Today we’d like to introduce you to Adam Niec.

Hi Adam, we’d love for you to start by introducing yourself.
I got into Merchant Services on Valentine’s Day of 2014 and immediately fell in love with the industry. I love small business, helping people, and see massive upside and potential in this industry.

The company I started working with got acquired, and after that, they went downhill. My clients got their rates increased, fees added, and I no longer believed in what I was selling, so I went and started my own payment processing company with 2 partners.

That partnership did not work out for me, so I walked away and rebuilt from scratch in November of 2021 to launch Rate Tracker.

Rate Tracker is a Fintech serving 2,000+ local businesses, and we are all about helping businesses grow. We have built technology in house that powers businesses forward, we’re exclusively partnered with other tech companies, and we have solutions designed for almost every business type.

We offer Merchant Services, Business Loans, Point of Sale Systems, and software/technology to businesses in the United States. www.ratetracker.io

Check out our flagship product: Score

www.getscore.io

Score is the project I am the most passionate about, and I aim to scale it to become the “credit karma of small business.”

I’m sure it wasn’t obstacle-free, but would you say the journey has been fairly smooth so far?
Not at all. It’s been a winding road full of ups and downs. Bad partners, industry consolidations, tough competition, the list goes on and on.

I’ve dealt with financial challenges, people stealing from me, employee issues, etc. but that’s just apart of the game.

Having my own business (and having to restart from scratch) has taught me grit, resilience, and unconditional love. I love my business unconditionally and I jokingly say it’s my least favorite child lol

The main challenge is this:

When you grow (especially quickly) you face problems that you did not face at the previous level, and you have to either learn as you go, learn from a mentor, or peers. Even then, the challenges never go away and you become calloused to the growing pains.

Great, so let’s talk business. Can you tell our readers more about what you do and what you think sets you apart from others?
Rate Tracker is a Fintech based in Cleveland, OH that specializes in Payment Processing, Business Loans, Point of Sale Systems, and Softare/Tech.

www.ratetracker.io

We are a merchant services company that has built-in accountability into our pricing and we treat every client as if they were our own.

Our core values are:

Family First
Integrity
Teamwork and Long-Term Vision
Excellence
Trusted Expertise

I’m the most proud of our internal team and the culture we have built.

Is there anything else you’d like to share with our readers?
Technology rules our industry and we are no longer just a payment processing company… we’re a fintech that specializes in different niches with strong technology that powers our clients’ businesses forward while providing them with awesome customer service and stable support.

Pricing:

• Dual Pricing (card price and cash price)
• Cash Discount (pay cash, get a discount)
• Surcharge (only pay debit fees)
• Interchange Plus (transparency)
• Flat Rate Pricing (simple and easy)

Contact Info:

• Website: https://www.ratetracker.io